Services

Complete Fintech Engineering Suite

Six interconnected service pillars engineered to deliver your fintech vision under one contract, one accountable delivery team, and one comprehensive engagement.

Service Portfolio

Every Layer of Fintech

01 / 06
Banking Software Development
Comprehensive core banking platforms designed and engineered from the ground up — covering everything from account management and ledger systems through to lending engines and open banking APIs. Our solutions meet international regulatory standards and scale from agile fintech startups to established tier-1 financial institutions.
Core banking engine — accounts, ledgers, transaction processing, statements
Payment rails integration — SWIFT, SEPA, ACH, Faster Payments, RTP networks
Open Banking APIs — PSD2, Open Finance, third-party provider integration
Lending and credit modules — origination, scoring, servicing, collections
Multi-currency, multi-entity, multi-jurisdiction architecture
Mobile and web banking front-ends with comprehensive white-labelling
High-availability deployment with disaster recovery and audit-grade logging
Core BankingOpen APIISO 20022PSD2SWIFTNeobank
02 / 06
Cloud Infrastructure & DevOps
Production-grade cloud architecture for fintech platforms — engineered for the regulatory, performance, and uptime demands of financial systems. We design, deploy, and operate multi-region environments on AWS, Azure, and GCP with automated CI/CD, zero-trust networking, infrastructure-as-code, and full observability stacks built to satisfy regulatory audits.
Multi-region AWS, Azure, GCP architecture with automated failover and disaster recovery
Infrastructure-as-code via Terraform and Pulumi — fully version-controlled, audit-traceable
Kubernetes orchestration with service mesh, autoscaling, and zero-downtime deployments
Auto-scaling production environments engineered for compliance audits and 99.99% uptime SLAs
CI/CD pipelines with security scanning, automated testing, and progressive rollouts
Full observability — Prometheus, Grafana, ELK stacks tuned for fintech regulatory requirements
Zero-trust networking, secrets management via HashiCorp Vault, and SOC 2 audit-ready logging
AWS / Azure / GCPKubernetesTerraformCI/CDObservability
03 / 06
Liquidity Provider Integration
We connect your trading platform to the world's deepest liquidity pools — tier-1 prime brokers, FIX-protocol gateways, and aggregated multi-venue liquidity sources. Our integration layer ensures best-execution pricing, real-time market depth, and resilient connectivity even during periods of significant market volatility.
Prime brokerage API integration — B2B, IS Prime, Saxo, and others
Liquidity aggregation across tier-1 brokers and major payment networks
FIX 4.2/4.4/5.0 protocol implementation and testing
Smart order routing (SOR) for best-execution compliance
Real-time order book aggregation and market data feeds
Failover and redundancy architecture for 99.9% connectivity
Resilient connectivity with automatic failover during high-volatility periods
Prime BrokerageFIX ProtocolMarket DepthSORB2B API
04 / 06
AML Software Integration
Comprehensive anti-money laundering systems engineered specifically for banks, payment institutions, and lending platforms. We integrate, configure, and maintain AML solutions from the world's leading providers — ensuring your platform meets FATF recommendations, EU AMLD requirements, and jurisdiction-specific regulatory expectations.
Real-time transaction monitoring with configurable rule engines
Automated risk assessment with dynamic customer scoring and tiering
Suspicious activity detection — pattern recognition and anomaly modelling
Chainalysis, Elliptic, TRM Labs integration for transaction analytics
ComplyAdvantage, Acuris, and WorldCheck sanctions screening
SAR/STR filing automation and regulatory reporting workflows
PEP and adverse media screening with continuous monitoring
Transaction MonitoringRisk ScoringFATFSanctions ScreeningSAR/STR
05 / 06
KYC Software Integration
Seamless, high-conversion identity verification pipelines tailored to your customer onboarding journey. We integrate and configure leading KYC vendors while ensuring your verification flow meets regulatory requirements without sacrificing user experience or conversion rates that matter to your business.
Sumsub, Onfido, Jumio, Veriff, and IDnow vendor integration
Document OCR — supporting 14,000+ ID types across 220+ countries
Biometric liveness detection and facial recognition matching
eKYC — database checks, credit bureau, and open data sources
Enhanced Due Diligence (EDD) workflows for high-risk customer profiles
Ongoing monitoring, periodic re-verification, and re-KYC automation
Continuous compliance monitoring with automated re-verification triggers
Document VerificationBiometricsSumsubOnfidoEDD
06 / 06
Data Engineering & Analytics
End-to-end data infrastructure for financial institutions — from real-time event streaming and transaction data lakes through to regulatory reporting systems and executive BI dashboards. We architect data platforms that satisfy auditors, accelerate decision-making, and scale with your business across multiple jurisdictions.
Real-time event streaming infrastructure — Kafka, Kinesis, Pub/Sub for transaction processing
Data lake and warehouse architecture — Snowflake, BigQuery, Databricks for analytics workloads
Regulatory reporting pipelines — automated FATCA, CRS, MiFID II, AnaCredit data submission
Executive BI dashboards via Looker, Tableau, Metabase — board-ready financial reporting
Customer 360 platforms aggregating transaction, KYC, and behavioural data with full lineage tracking
Data governance, PII tokenisation, and GDPR-aligned data subject request infrastructure
ML-ready feature stores for fraud detection, credit scoring, and risk modelling teams
Real-Time StreamingData LakesBI DashboardsRegulatory Reporting
Why One Contract

Digitract vs Multiple Vendors

Capability Digitract (Single Contract) Multiple Vendor Approach Internal Build
Single point of accountability
Integrated compliance stackPartial18–24 mo.
Time to market4–8 months6–12 months12–24 months
Regulatory expertise includedExtra costSeparate hire
Security testing (VAPT/Pentest)IncludedSeparate costSeparate cost
Post-launch SLA supportPer vendor
Full-stack fintech expertiseFragmentedHard to hire
Cost predictabilityFixed contractVariableHigh variance
NDA coverageAll projectsPer-vendor basisInternal policy
Delivery Methodology

How We Deliver

01
Discovery & Requirements
Deep-dive workshops mapping regulatory requirements, existing infrastructure, integration touchpoints, and business objectives. Output includes a signed architecture document and project charter.
02
Architecture & Security Design
System architecture, data flow design, security model, and threat model produced and reviewed before development begins. All design documents are shared with the client for formal approval.
03
Agile Build Sprints
Two-week sprints with daily standups, weekly demonstration sessions, and transparent Jira and Confluence access. Each sprint delivers tested, integrated functional increments.
04
Security Testing
Every engagement includes VAPT, comprehensive penetration testing, infrastructure hardening reviews, and full OWASP Top 10 remediation prior to any production deployment.
05
UAT & Regulatory Review
Client-led user acceptance testing supported by our QA team. Regulatory documentation, audit trail setup, and compliance sign-off assistance are included as standard.
06
Go-Live & Ongoing Support
Staged rollout from staging to production with real-time monitoring. Post-launch SLA includes 24/7 critical incident support and scheduled maintenance windows.
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